Free Kasasa Cash Checking* Learn More
| Balance | Dividend Rate | APY |
|---|---|---|
| 0 - $20,000 | 4.98% | 5.00% |
| $20,000+ | 0.39% | 5.00% to 0.61% |
| All balances if qualifications not met | 0.01% | 0.01% |
Qualifications
It's so easy to qualify — you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And if you don't meet these qualifications, don't worry. Your account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Rates verified effective 10/1/2024. Rates are subject to change.
Free Kasasa Saver* Learn More
| Balance | Dividend Rate | APY |
|---|---|---|
| 0 - $50,000 | 0.99% | 1.00% |
| $50,000+ | 0.39% | 1.00% to 0.60% |
| All balances if qualifications not met | 0.01% | 0.01% |
Qualifications
Qualifying for your Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And if you don't meet these qualifications, don't worry. Your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Rates verified effective 10/1/2024. Rates are subject to change.
Auto Loans Learn More
| Year | APR* as low as |
|---|---|
| 2023 & Newer | 6.24% |
| 2022 - 2015 | 6.49% |
| 2015 & Older | 7.99% |
*APR = Annual Percentage Rate. Rates based on creditworthiness
Rates verified effective 10/1/2024. Rates are subject to change.
Motorcycle Loans Learn More
| Year | APR* as low as |
|---|---|
| 2023 & Newer | 6.99% |
| 2022 - 2015 | 6.99% |
| 2014 & Older | 10.24% |
*APR = Annual Percentage Rate. Rates based on creditworthiness. Rates subject to change.
Rates verified effective 10/1/2024.
Recreational Loans Learn More
| Year | APR* as low as |
|---|---|
| 2023 & Newer | 6.49% |
| 2022 - 2015 | 6.74% |
*APR = Annual Percentage Rate. Rates based on creditworthiness. Rates subject to change.
Rates verified effective 10/1/2024.
Boat Loans Learn More
| Year | APR* as low as |
|---|---|
| 2014 & Newer | 7.49% |
*APR = Annual Percentage Rate. Rates based on creditworthiness. Rates subject to change.
Rates verified effective 10/1/2024.
Personal Loans Learn More
| Unsecured Fixed Loans | 36 Months | 48 Months | 60 Months |
|---|---|---|---|
| Personal & Debt Consolidation | 11.24%1 | 12.24%1 | 13.24%1 |
1 Annual Percentage Rate (APR)
Rates verified effective 9/1/2024. Rates are subject to change.
Money Market Learn More
| Balance | Dividend Rate | APY* |
|---|---|---|
| $500 and up | 4.01% | 4.09% |
*APY = Annual Percentage Yield. Required minimum opening balance for Money Market Accounts is the minimum required to earn interest. Members will forfeit dividends if account is closed before accrued dividends are posted. Contact us for more information.
Rates verified effective 10/1/2024. Rates subject to change.
Special Share Certificates Learn More
| Certificates | Minimum Balance | Dividend Rates | APY* |
|---|---|---|---|
| 6 Month | $500 | 4.50% | 4.59% |
| 9 Month | $500 | 4.50% | 4.59% |
| 12 Month | $500 | 4.50% | 4.59% |
*APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Rates verified effective 10/1/2024. Rates are subject to change.
Share Certificates Learn More
| Certificates | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month Term Share Certificates | $500 | 0.20% | 0.20% |
| 6 Month Term Share Certificates | $500 | 0.20% | 0.20% |
| 12 Month Term Share Certificates | $500 | 0.30% | 0.30% |
| 18 Month Term Share Certificates | $500 | 0.35% | 0.35% |
| 24 Month Term Share Certificates | $500 | 0.45% | 0.45% |
| 30 Month Term Share Certificates | $500 | 0.55% | 0.55% |
| 36 Month Term Share Certificates | $500 | 0.55% | 0.55% |
| 39 Month Term Share Certificates | $500 | 0.55% | 0.55% |
| 48 Month Term Share Certificates | $500 | 0.65% | 0.65% |
| 60 Month Term Share Certificates | $500 | 0.75% | 0.75% |
*APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Rates verified effective 10/1/2024. Rates are subject to change.
IRA Term Share Certificates Learn More
| Term Share Certificates | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month Term Share Certificates | $500 | 0.20% | 0.20% |
| 6 Month Term Share Certificates | $500 | 0.20% | 0.20% |
| 12 Month Term Share Certificates | $500 | 0.30% | 0.30% |
| 18 Month Term Share Certificates | $500 | 0.35% | 0.35% |
| 24 Month Term Share Certificates | $500 | 0.30% | 0.30% |
| 30 Month Term Share Certificates | $500 | 0.55% | 0.55% |
| 36 Month Term Share Certificates | $500 | 0.55% | 0.55% |
| 39 Month Term Share Certificates | $500 | 0.55% | 0.55% |
| 48 Month Term Share Certificates | $500 | 0.65% | 0.65% |
| 60 Month Term Share Certificates | $500 | 0.75% | 0.75% |
*APY = Annual Percentage Yield
Rates verified effective 10/1/2024. Rates are subject to change.
IRA Shares
| Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Roth | $100 | 0.30% | 0.31% |
| Traditional | $100 | 0.30% | 0.31% |
*APY = Annual Percentage Yield
Rates verified effective 10/1/2024. Rates are subject to change.