Rates

Free Kasasa Cash Checking* Learn More

Balance Dividend Rate APY
0 - $5,000 4.98% 5.00%
$5,000+ 0.39% 5.00% to 0.61%
All balances if qualifications not met 0.01% 0.01%

Qualifications

It's so easy to qualify — you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each Monthly Qualification Cycle: 

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Free Kasasa Saver* Learn More

Balance Dividend Rate APY
0 - $50,000 0.99% 1.00%
$50,000+ 0.39% 1.00% to 0.60%
All balances if qualifications not met 0.01% 0.01%

Qualifications

Qualifying for your Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Auto Loans Learn More

Year APR* as low as
2022 & Newer 4.99%
2021 - 2014 4.99%
2013 & Older 8.49%

*APR = Annual Percentage Rate. Rates based on creditworthiness

Motorcycle Loans Learn More

Year APR* as low as
2022 & Newer 4.99%
2021 - 2014 5.24%
2013 & Older 10.49%

*APR = Annual Percentage Rate. Rates based on creditworthiness. Rates subject to change.

Recreational Loans Learn More

Year APR* as low as
2022 & Newer 4.99%
2021 - 2014 5.74%

*APR = Annual Percentage Rate. Rates based on creditworthiness. Rates subject to change.

Boat Loans Learn More

Year APR* as low as
2013 & Newer 7.49%

*APR = Annual Percentage Rate. Rates based on creditworthiness. Rates subject to change.

Personal Loans Learn More

Unsecured Fixed Loans 36 Months 48 Months 60 Months
Personal & Debt Consolidation 11.24%1 12.24%1 13.24%1

1 Annual Percentage Rate (APR)

Money Market Learn More

Balance Dividend Rate APY*
$2,500 - $9,999 0.20% 0.20%
$10,000 - $24,999 0.25% 0.25%
$25,000 - $49,999 0.30% 0.30%
$50,000 - $199,999 0.40% 0.40%

*APY = Annual Percentage Yield. Rates subject to change.

Special Share Certificates Learn More

Certificates Minimum Balance Dividend Rates APY*
12 Month $500 4.50% 4.59%
15 Month $500 4.50% 4.59%
18 Month $500 4.50% 4.59%

*APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal.

Share Certificates Learn More

Certificates Minimum Balance Dividend Rate APY*
3 Month Term Share Certificates $500 0.20% 0.20%
6 Month Term Share Certificates $500 0.20% 0.20%
12 Month Term Share Certificates $500 0.30% 0.30%
18 Month Term Share Certificates $500 0.35% 0.35%
24 Month Term Share Certificates $500 0.45% 0.45%
30 Month Term Share Certificates $500 0.55% 0.55%
36 Month Term Share Certificates $500 0.55% 0.55%
39 Month Term Share Certificates $500 0.55% 0.55%
48 Month Term Share Certificates $500 0.65% 0.65%
60 Month Term Share Certificates $500 0.75% 0.75%

*APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal.

IRA Term Share Certificates Learn More

Term Share Certificates Minimum Balance Dividend Rate APY*
3 Month Term Share Certificates $500 0.20% 0.20%
6 Month Term Share Certificates $500 0.20% 0.20%
12 Month Term Share Certificates $500 0.30% 0.30%
18 Month Term Share Certificates $500 0.35% 0.35%
24 Month Term Share Certificates $500 0.30% 0.30%
30 Month Term Share Certificates $500 0.55% 0.55%
36 Month Term Share Certificates $500 0.55% 0.55%
39 Month Term Share Certificates $500 0.55% 0.55%
48 Month Term Share Certificates $500 0.65% 0.65%
60 Month Term Share Certificates $500 0.75% 0.75%

*APY = Annual Percentage Yield

IRA Shares

Type Minimum Balance Dividend Rate APY*
Roth $100 0.30% 0.31%
Coverdell $100 0.30% 0.31%
Traditional $100 0.30% 0.31%

*APY = Annual Percentage Yield

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