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Free Kasasa Cash Checking* Learn More

Balance Dividend Rate APY
0 - $5,000 4.98% 5.00%
$5,000+ 0.39% 5.00% to 0.61%
All balances if qualifications not met 0.01% 0.01%

Qualifications

It's so easy to qualify — you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each Monthly Qualification Cycle: 

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Free Kasasa Saver* Learn More

Balance Dividend Rate APY
0 - $50,000 0.99% 1.00%
$50,000+ 0.39% 1.00% to 0.60%
All balances if qualifications not met 0.01% 0.01%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Auto Loans Learn More

Year APR* as low as
2018 & Newer 2.99%
2017 - 2012 3.49%
2011 & Older 7.25%

*APR = Annual Percentage Rate. Rates based on creditworthiness

Motorcycle Loans Learn More

Year APR* as low as
2018 & Newer 4.09%
2017 - 2012 4.59%
2011 & Older 8.74%

*APR = Annual Percentage Rate. Rates based on creditworthiness

Recreational Loans Learn More

Year APR* as low as
2018 & Newer 4.59%
2017 - 2011 5.59%

*APR = Annual Percentage Rate. Rates based on creditworthiness

Boat Loans Learn More

Year APR* as low as
2011 & Newer 4.34%

*APR = Annual Percentage Rate. Rates based on creditworthiness

Personal Loans Learn More

Unsecured Fixed Loans 36 Months 48 Months 60 Months
Personal & Debt Consolidation 7.99%1 8.99%1 9.99%1

1 Annual Percentage Rate (APR)

Home Equity Loans Learn More

Term First Lien Second Lien
5 Years 4.87%1 5.57%1
10 Years 5.78%1 6.03%1
15 Years 5.83%1 6.13%1

1Annual Percentage Rate (APR)

NMLS: #800905

Home Equity Line of Credit Learn More

Term APR* as low as
5 Year Draw / 15 Year Amortization 6.75%

*APR = Annual Percentage Rate

NMLS: #800905

Money Market Learn More

Balance Dividend Rate APY*
$2,500 - $9,999 0.20% 0.20%
$10,000 - $24,999 0.25% 0.25%
$25,000 - $49,999 0.30% 0.30%
$50,000 - $199,999 0.40% 0.40%

*APY = Annual Percentage Yield

Share Certificate Special Learn More

Certificates Minimum Balances Dividend Rate APY*
12 Month Term Share Certificate $1000 2.13% 2.15%

*APY = Annual Percentage Yield

Rates subject to change. Only new funds eligible for promotional rate. Qualifications apply.

Share Certificates Learn More

Certificates Minimum Balance Dividend Rate APY*
3 Month Term Share Certificates $1000 0.50% 0.50%
6 Month Term Share Certificates $1000 0.60% 0.60%
12 Month Term Share Certificates $1000 1.48% 1.50%
18 Month Term Share Certificates $1000 2.08% 2.10%
24 Month Term Share Certificates $1000 2.33% 2.36%
30 Month Term Share Certificates $1000 2.62% 2.65%
36 Month Term Share Certificates $1000 2.91% 2.95%
39 Month Term Share Certificates $1000 2.91% 2.95%
48 Month Term Share Certificates $1000 2.91% 2.95%
60 Month Term Share Certificates $1000 2.91% 2.95%

*APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal.

IRA Term Share Certificates Learn More

Term Share Certificates Minimum Balance Dividend Rate APY*
3 Month Term Share Certificates $1000 0.14% 0.15%
6 Month Term Share Certificates $1000 0.24% 0.25%
12 Month Term Share Certificates $1000 0.49% 0.50%
18 Month Term Share Certificates $1000 0.55% 0.56%
24 Month Term Share Certificates $1000 0.64% 0.65%
30 Month Term Share Certificates $1000 0.74% 0.75%
36 Month Term Share Certificates $1000 0.84% 0.85%
39 Month Term Share Certificates $1000 0.86% 0.87%
48 Month Term Share Certificates $1000 1.24% 1.25%
60 Month Term Share Certificates $1000 1.74% 1.75%

*APY = Annual Percentage Yield

IRA Shares

Type Minimum Balance Dividend Rate APY*
Roth $100 0.30% 0.31%
Coverdell $100 0.30% 0.31%
Traditional $100 0.30% 0.31%

*APY = Annual Percentage Yield