Free Kasasa Cash Checking
| Balance | Dividend Rate | APY* |
|---|---|---|
| 0 - $20,000 | 4.98% | 5.00% |
| $20,000 | 0.39% | 5.00% to 0.61% |
| All balances if qualifications not met | 0.01% | 0.01% |
Qualifications
It’s so easy to qualify — you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry. Your account is still free. Plus, you’ll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Rates verified effective 6/1/2025. Rates are subject to change.
*APY= Annual Percentage Yield
Free Kasasa Saver
| Balance | Dividend Rate | APY* |
|---|---|---|
| 0 - $50,000 | 0.99% | 1.00% |
| $50,000+ | 0.39% | 1.00% to 0.61% |
| All balances if qualifications not met | 0.01% | 0.01% |
Qualifications
It’s so easy to qualify — you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry. Your account is still free. Plus, you’ll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Rates verified effective 6/1/2025. Rates are subject to change.
*APY= Annual Percentage Yield
Auto Loans
| Year | APR* as low as |
|---|---|
| 2024 and Newer | 4.99% |
| 2023-2016 | 5.49% |
| 2015 and Older | 7.99% |
*APR = Annual Percentage Rate. Rates based on creditworthiness
Rates verified effective 6/1/2025. Rates are subject to change.
Motorcycle Loans
| Year | APR* as low as |
|---|---|
| 2024 and Newer | 6.99% |
| 2023-2016 | 6.99% |
| 2015 and Older | 10.24% |
*APR = Annual Percentage Rate. Rates based on creditworthiness. Rates subject to change.
Rates verified effective 6/1/2025.
Recreational Loans
| Year | APR* as low as |
|---|---|
| 2024 and Newer | 6.49% |
| 2023-2016 | 6.74% |
*APR = Annual Percentage Rate. Rates based on creditworthiness. Rates subject to change.
Rates verified effective 6/1/2025.
Boat and RV Loans
| Year | APR* as low as |
|---|---|
| 2015 and Newer | 5.99% |
*APR = Annual Percentage Rate. Rates based on creditworthiness. Rates subject to change.
Rates verified effective 6/1/2025.
Personal Loans
| Unsecured Fixed Loans | 36 Months | 48 Months | 60 Months |
|---|---|---|---|
| Personal and Debt Consolidation | 11.24% APY* | 12.24% APY* | 13.24% APY* |
*Annual Percentage Rate (APR)
Rates verified effective 6/1/2025. Rates are subject to change.
Money Market
| Balance | Dividend Rate | APY* |
|---|---|---|
| $500 and up | 4.01% | 4.09% |
*APY = Annual Percentage Yield. Required minimum opening balance for Money Market Accounts is the minimum required to earn interest. Members will forfeit dividends if account is closed before accrued dividends are posted. Contact us for more information.
Rates verified effective 6/1/2025. Rates subject to change.
Special Share Certificates
| Certificates | Minimum Balance | Dividend Rates | APY* |
|---|---|---|---|
| 6 Month | $500 | 4.11% | 4.19% |
| 9 Month | $500 | 4.11% | 4.19% |
| 12 Month | $500 | 4.07% | 4.15% |
| 18 Month | $500 | 3.97% | 4.05% |
| 24 Month | $500 | 3.87% | 3.95% |
*APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Rates verified effective 6/1/2025. Rates are subject to change.
Share Certificates
| Certificates | Minimum Balance | Dividend Rates | APY* |
|---|---|---|---|
| 3 Month Term | $500 | 0.20% | 0.20% |
| 6 Month Term | $500 | 0.20% | 0.20% |
| 12 Month Term | $500 | 0.30% | 0.30% |
| 18 Month Term | $500 | 0.35% | 0.35% |
| 24 Month Term | $500 | 0.45% | 0.45% |
| 30 Month Term | $500 | 0.55% | 0.55% |
| 36 Month Term | $500 | 0.55% | 0.55% |
| 39 Month Term | $500 | 0.55% | 0.55% |
| 48 Month Term | $500 | 0.65% | 0.65% |
| 60 Month Term | $500 | 0.75% | 0.75% |
*APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Rates verified effective 6/1/2025. Rates are subject to change.
IRA Term Share Certificates
| Term Share Certificates | Minimum Balance | Dividend Rates | APY* |
|---|---|---|---|
| 3 Month Term | $500 | 0.20% | 0.20% |
| 6 Month Term | $500 | 0.20% | 0.20% |
| 12 Month Term | $500 | 0.30% | 0.30% |
| 18 Month Term | $500 | 0.35% | 0.35% |
| 24 Month Term | $500 | 0.30% | 0.30% |
| 30 Month Term | $500 | 0.55% | 0.55% |
| 36 Month Term | $500 | 0.55% | 0.55% |
| 39 Month Term | $500 | 0.55% | 0.55% |
| 48 Month Term | $500 | 0.65% | 0.65% |
| 60 Month Term | $500 | 0.75% | 0.75% |
*APY = Annual Percentage Yield
Rates verified effective 6/1/2025. Rates are subject to change.
IRA Shares
| Term Share Certificates | Minimum Balance | Dividend Rates | APY* |
|---|---|---|---|
| Roth | $100 | 0.30% | 0.31% |
| Traditional | $100 | 0.30% | 0.31% |
*APY = Annual Percentage Yield
Rates verified effective 6/1/2025. Rates are subject to change.