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Money Market Account

The same great rate. No matter how much you have.

Most banks save their best rates for people who already have a fortune. As a member-owned credit union, Chief Financial gives every member the same strong money market rate, starting with your very first deposit.

Earn 3.65% APY* on Balances of $500 or More!

Why everyone here earns the same rate.

  • No wealth-gates, no fine-print tiers. Our money market gives every member the same strong rate:
    • The Same Rate for everyone

      3.65%APY on any balance, $500 and up.

    • Easy access

      Withdraw your funds when you need them.

    • Low Minimum

      Start earning with just $500

    • NCUA Insured

      Your funds are federally insured up to $250,000

    Money Market Account

    The same great rate. No matter how much you have.

    Most banks save their best rates for people who already have a fortune. As a member-owned credit union, Chief Financial gives every member the same strong money market rate, starting with your very first deposit.

    Everything you'd expect, nothing you wouldn't.

    Free eStatements

    Go paperless and access your statements online at your convenience.

    Free Online Banking

    Manage your money anytime, anywhere with free online and mobile banking.

    Savings

    The same strong rate

    3.65% APY, compounded monthly, on every balance.

    Access when you need it

    Your savings keep earning while staying within reach.

    Your Money Market Account at a Glance

    Minimum Balance to Earn Interest$500
    Dividend Rate3.59%
    APY*3.65%
    Online & Mobile BankingFree
    eStatementsFree
    NCUA InsuranceUp to $250,000

    How It Works

    1. Open your Account Start with a minimum deposit of $500.
    2. Watch Your Money Grow
      Earn high interest on your balance.
    3. Access When Needed
      Enjoy flexible withdrawals and transfers.
    4. Stay Connected
      Manage your account easily with our digital tools.

    You don't need a fortune to be treated like you matter.

    Join Chief today and start earning the rate everyone here earns, the same 3.65% APY.

    *APY= Annual Percentage Yield. Required minimum opening balance for Money Market Accounts is the minimum required to earn interest. This is a variable-rate account and the rate may change at any time after the account is opened. A minimum deposit of $500 is required to open the account, and a minimum daily balance of $500 is required to obtain the stated APY. Fees may reduce the earnings on the account. Chief Financial Credit Union is federally insured by the National Credit Union Administration (NCUA). Membership eligibility is required to open an account.

    Rates verified effective 7/1/2026.

    Will this account be added to an existing Chief Financial Federal Credit Union account?