Money Market Account
The same great rate. No matter how much you have.
Most banks save their best rates for people who already have a fortune. As a member-owned credit union, Chief Financial gives every member the same strong money market rate, starting with your very first deposit.
Earn 3.65% APY* on Balances of $500 or More!
Why everyone here earns the same rate.
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The Same Rate for everyone
3.65%APY on any balance, $500 and up.
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Easy access
Withdraw your funds when you need them.
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Low Minimum
Start earning with just $500
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NCUA Insured
Your funds are federally insured up to $250,000
Money Market Account
The same great rate. No matter how much you have.
Most banks save their best rates for people who already have a fortune. As a member-owned credit union, Chief Financial gives every member the same strong money market rate, starting with your very first deposit.
Everything you'd expect, nothing you wouldn't.
Free eStatements
Go paperless and access your statements online at your convenience.
Free Online Banking
Manage your money anytime, anywhere with free online and mobile banking.
The same strong rate
3.65% APY, compounded monthly, on every balance.
Access when you need it
Your savings keep earning while staying within reach.
Your Money Market Account at a Glance
| Minimum Balance to Earn Interest | $500 |
| Dividend Rate | 3.59% |
| APY* | 3.65% |
| Online & Mobile Banking | Free |
| eStatements | Free |
| NCUA Insurance | Up to $250,000 |
How It Works
- Open your Account Start with a minimum deposit of $500.
- Watch Your Money Grow
Earn high interest on your balance. - Access When Needed
Enjoy flexible withdrawals and transfers. - Stay Connected
Manage your account easily with our digital tools.
You don't need a fortune to be treated like you matter.
Join Chief today and start earning the rate everyone here earns, the same 3.65% APY.
*APY= Annual Percentage Yield. Required minimum opening balance for Money Market Accounts is the minimum required to earn interest. This is a variable-rate account and the rate may change at any time after the account is opened. A minimum deposit of $500 is required to open the account, and a minimum daily balance of $500 is required to obtain the stated APY. Fees may reduce the earnings on the account. Chief Financial Credit Union is federally insured by the National Credit Union Administration (NCUA). Membership eligibility is required to open an account.
Rates verified effective 7/1/2026.