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Platinum Credit Card

Holding a Chief Financial credit card means having a card that is monitored and safeguarded by a group that cares passionately about its members. The credit card gives you confidence and flexibility because it is accepted by millions of businesses in over 200 countries and territories worldwide. The freedom and endless possibilities your Chief Financial credit card gives you is just a click away!

Log into Online Banking to access your account.

  • No annual fee
  • Zero fraud liability
  • Purchase security and extended protection
  • Return protection
  • Auto rental collision damage waiver
  • $1,000,000 travel accident insurance
  • New rewards program
  • EMV chip for added safety and security

For a limited time, enjoy an introductory 0.00% APR* for the first 6 months!

Earn bonus points on every purchase.

Use your Rewards! card for all of your purchases.** From fuel to groceries to utility bills — your everyday purchases will really pay off! Enjoy easy Rewards! access via phone, internet or mobile app.

  • Earn 1 point for every $1 you spend
  • Up to 5x bonus points
  • Use your rewards points your way
    • Merchandise purchases
    • Experiences and adventures
    • Gift cards and charitable donations
    • Airfare and vacation getaways

The New Security Technology

We are excited to announce a new security technology we can now offer our members — the EMV chip card for Platinum credit and Business credit cards. These cards provide a decrease in fraud due to the higher security measures.

Bringing Global Security to the U.S.

They may be new in the United States, however other countries have already begun seeing a noticeable difference in fraud occurrence. Credit card fraud is on the rise in the United States. The NASDAQ reported that 31.8 million consumers had their cards breached in 2014. We strive to give our members peace of mind and we know it is what you have come to expect.

The EMV chip card for your credit card is accepted globally and works the same as your current Platinum or Business credit card. The only exception is the embedded microchip located in the card. The card can be used at chip-enabled ATMs and other terminals for added security. Don't worry if you cannot find a chip-enabled ATM — our cards will work at most ATM or terminal.

The New Rewards! Program and EMV Cards

We appreciate your business and your trust. As a way to say thank you we added the new Rewards! Program to your EMV card. Our Platinum credit card and Business credit cardholders are eligible. Those cardholders without the EMV card are still eligible for the Rewards! Program; the card only adds another layer of security to your account.

With the Rewards! Program, when you use your credit card at ATMs or terminals, you will earn everyday points. This includes when you swipe your EMV card at a chip-enabled ATM or terminal as well as those not chip-enabled.

Your points can earn you merchandise, gift cards, travel perks, and once in a lifetime experiences. See our brochure for full details.

With everything the Platinum card has to offer, why not apply for an EMV card today? Or, call us to upgrade your card to include the added security of EMV.

*APR = Annual Percentage Rate. The introductory rate will be applied to purchases and balance transfers during the first six (6) billing cycles. Rates are subject to terms, conditions and credit qualifications. Rates are subject to change. 

**Rewards! Program:

Visit for the full Terms and Conditions of the Rewards! program.

Important Information About Procedures For Opening A New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. The information that is being requested and observed is for compliance with the requirements of Section 326 of the USA PATRIOT Act related to implementing customer identification and verification requirements.

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases

0.00% introductory APR for 6 months based on your creditworthiness.

13.49% - 18.00%. This APR will vary with the market based on the U. S. Prime Rate. Based on your creditworthiness when you open your account.

APR for Balance Transfers

0.00% introductory APR for 6 months based on your creditworthiness.

Please contact Card Services at 800-844-5440 to qualify.

16.49% - 18.00%. This APR will vary with the market based on the U. S. Prime Rate.

Based on your creditworthiness when you open your account.

APR for Cash Advances

16.49- 18.00%. This APR will vary with the market based on the U. S. Prime Rate.

Based on your creditworthiness when you open your account.

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $2.00

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at:


Annual Fee


Transaction Fees

  • Balance Transfer
  • Cash Advance
  • Foreign Transaction


Either $10.00 or 3% of the amount of each transfer, whichever is greater.

Either $10.00 or 3% of the amount of each cash advance, whichever is greater.

2% of each transaction in U.S. dollars.

Penalty Fees

  • Late Payment
  • Returned Payment


Up to $35.00

Up to $35.00