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Holiday Loans

Your Perfect Holiday, Within Reach

Whether you’re planning magical gift-giving, family gatherings, or holiday travel, our holiday loans offer a smarter way to make it happen. With rates starting at 6.99% APR*—saving you 71% compared to average credit card rates**—you can focus on creating memories instead of worrying about high interest payments.

How It Works

Applying For Your Holiday Loan Is Simple. Here's the process:

  1. Choose Your Loan Amount
    Select a loan amount that fits your holiday plans and monthly budget.
  2. Get Pre-Approved
    Take advantage of our free pre-approval process to know exactly what rates and terms you qualify for.
  3. Apply with Ease
    Start your application online by selecting “Unsecured Loan” from our loan options, or give us a call – whichever works best for you.
  4. Move Forward with Peace of Mind
    We’ll guide you through any remaining steps and work to get you quick approval so you can start planning your perfect holiday.

Start Planning Your Dream Holiday Today, Knowing You've Made A Smart Financial Choice For Tomorrow.

Why Choose a Chief Financial Holiday Loan?

  • Lower Rates

    Lower rates than typical credit cards (starting at 6.99% APR)

  • Flexible Amounts

    Flexible loan amounts to fit your holiday plans

  • No Prepayment Penalties

    Want to pay early? No problem.

  • Fixed Payments

    Fixed monthly payments for easier budgeting

Start Planning Your Dream Holiday Today

At Chief Financial, we believe everyone deserves a chance to make lasting memories. Our holiday loans are designed to help you plan your perfect celebration with confidence. Whether you’re dreaming of family gatherings or winter getaways, we’re here to support you every step of the way.

Ready to start planning? Apply for your holiday loan today and take the first step toward your next amazing celebration!

*Rates as low as 6.99% APR. Actual rate may vary based on creditworthiness, loan term, and loan amount. Subject to credit approval.

Average credit card rates as of September 2025 reported by LendingTree.