Get the home of your dreams at a rate you can afford. We know it’s one of the biggest purchases you’ll ever make, so we make sure to provide the best terms and service that we can. Choose from a variety of financing options, depending on your situation. Our lenders have a working knowledge of the local housing market, and will gladly assist you with friendly service from start to finish. Start the process online now.

Summary
  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:  
    • Conventional Loans
    • FHA Loans
    • USDA Rural Development Loan
    • Jumbo Loans
    • VA Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing right here in Southeast Michigan
  • Customized, friendly service from our experienced lending team
Financing Options
The dream of homeownership is something we want all of our members to experience. We also realize that no two members are exactly the same. And that’s why we offer a wide range of financing options to accommodate different needs.
 
Conventional Loans
  • As little as 5% down payment on purchases
  • Fixed rate loans from 10 – 30 year terms
  • Use for first-time home buyer, experience home buyer or refinance
  • Loan amounts up to $417,000.00
FHA Loans
  • As little as 3.5% down payment on purchases
  • Flexible credit requirements
  • Purchase or refinance
USDA Rural Development Loan
  • Also known as Section 502 Direct Loan Program
  • Allows low income applicants to obtain housing in eligible rural areas
  • Provides payment assistance
  • 0% down options
Jumbo Loans
  • Refinance or purchase with loan amounts up to $424,000.00
  • Offered as FHA or conventional
  • Rate, term and cash out options
VA Loans
  • 0% down purchase programs
  • Available for active service members, retired or honorably discharged veterans
  • Refinance options are available with a streamlined process.

NMLS: #800905