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Buying a car can be overwhelming; you can trust Chief Financial to help you through the process. Whether it’s your first car, your dream car or one with a little more room for your growing family — Chief has you covered with our competitive rates and fast decisions. We offer pre-approvals, refinancing and onsite financing at over 400 dealerships in Michigan.


Please note that the rate in the tool below is generic and is not a quoted rate. The rate you qualify for is calculated based on your credit score, credit history and collateral information. 

Rates Calculator

  • Competitive rates for new or used vehicles
  • Refinance vehicles financed elsewhere to potentially lower your rate
  • Budget-friendly repayment terms
  • Free pre-approvals for extra buying power when negotiating
  • Local decision-making and processing right here in Southeast Michigan
  • Customized, friendly service from our experienced lending team


Same Protection | Half the Price


Know Before You Buy...

CARFAX reports contain important information that can help you make a more informed decision about a used car.

Every CARFAX Report Checks For:
  • Recall information
  • Accident & damange indicators
  • Service & repair information
  • Vehicle usage (taxi, rental, lease, etc.)
  • Lemon history
  • Frame or structural damage
  • Salvaged, Junked or Flood titles
  • Total Loss accident history
  • Odometer readings
Information That Helps Millions

CARFAX maintains the nation's most comprehensive vehicle history database with information from more than 93,000 sources.

Auto lenders, insures, auctions, law enforcement organizations, as well as millions of consumer and more than 20,000 automobile dealers use CARFAX reports.

The CARFAX Buyback Guarantee*

The CARFAX Buyback Guarantee reduces the risk involved in buying a used car. If the CARFAX Report fails to include a DMV-issued branded title (such as salvage, fire, or flood damage, and odometer problems), CARFAX may buy the vehicle back for the full purchase price. Register your vehicle for the Buyback Guarantee at

Chief Financial Credit Union members can also take advantage of a roadside assistance program designed specifically for them. Member’s Roadside Advantage offers safety, security, convenience and affordability with three levels of coverage and easy enrollment too.

  • Coverage for qualified new or used vehicles
  • Coverage available for 1 to 7 year terms
  • Free 30 Day Look; pro-rated refund after 30 days
  • No cancellation fees


CARFAX Vehicle History Reports are based on information supplied to CARFAX.

CARFAX® receives data from more than 100,000 different sources including every U.S. and Canadian provincial motor vehicle agency plus many police and fire departments, collision repair facilities, auto auctions, and more.

The CARFAX database is the most comprehensive vehicle history database in North America, containing more than 17.5 billion records. Records included in each CARFAX Report reveal important information about a car's history, such as an odometer reading, existence of a branded title such as a salvage/junk title, or past registration as a fleet vehicle. A CARFAX Report may not include every event in a vehicle's history, but will include the data that is reported to CARFAX for a specific vehicle identification number (VIN).

Before you buy a used car, we recommend that you get a CARFAX Report, take a test drive, and have the vehicle inspected by a qualified mechanic.

The following list represents some of the many types of data sources that currently report information to CARFAX.

CARFAX Does not have the complete history of every vehicle.

*Subject to the terms and conditions on