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Share Certificates

Few things in life are guaranteed. So when the opportunity comes up to get a sure return, the survey says ... you should take it! Why sweat the stock market when you could watch your money grow at a fixed rate? Federally insured savings certificates are a risk-free investment. Choose from a wide range of certificate terms from 3 months to 60 months, all with a minimum deposit of only $500. And because dividends are declared and paid monthly, you can start earning today.

Certificates Minimum Balance Dividend Rate APY*
6 Month $500 4.50% 4.59%
9 Month $500 4.50% 4.59%
12 Month $500 4.50% 4.59%

Rates Calculator

Rates verified effective 5/1/2024. Rates are subject to change.

  • Set aside for future savings goals
  • Competitive, fixed rate for length of term
  • Greater earnings than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 3 months to 60 months)
  • Locked rate for length of term
  • Earned dividends may be deposited into the Chief Financial account of choice
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open
  • Federally insured by NCUA up to $250,000

*APY = Annual Percentage Yield

**Rates subject to change. Only new funds eligible for promotional rate. Qualifications apply.

A penalty may be imposed for early withdrawal.