Free Kasasa Cash Back Checking
It's payback time. Kasasa Cash Back® pays you cash — earn 2% cash back per month on debit card purchases*. And there are no points to collect or minimum balances to meet. Just cash in your pocket, up to $96 per year! Plus, we'll refund up to $25/month of your ATM withdrawal fees, nationwide*. Just do things that make your life simpler (we call them "qualifications") to earn your rewards each month. Making money has never been so easy.
- Free checking that pays you back
- 2% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $400 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Up to $25 refunds on ATM withdrawal fees, nationwide (up to $4.99 per transaction)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- Never pay a monthly service fee
- Free online banking & bill pay
- Free eStatements
- Free mobile banking with mobile deposit
- Free MasterCard® debit card
- Unlimited check writing
- No minimum deposit to open
It’s easy to earn your rewards!
To earn your full rewards, simply do the following transactions and activities within your Kasasa Cash Back account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry. Your account is still free. And you can get right back to earning your full rewards the very next cycle that you qualify.
Download the 2018 Qualification Calendar to see when you'll receive your rewards and ATM fee refunds!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. In addition, you will receive up to $25.00 in reimbursements for nationwide ATM fees up to $4.99 per single transaction incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statements and 12 qualifying debit card post and settled transactions are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Chief Financial is federally insured by the NCUA.