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Business Credit Card

Your Chief Financial Business credit card gives you a card that is monitored and safeguarded by a group that cares passionately about its members and their businesses. The credit card gives you confidence and flexibility because it is accepted by millions of businesses in over 200 countries and territories worldwide. The freedom and endless possibilities your Chief Financial credit card gives you is just a click away!

Some perks we offer our Business cardholders:

  • Competitive APR*
  • No annual fee
  • Zero fraud liability
  • Purchase security and extended protection
  • Return protection
  • Auto rental collision damage waiver
  • $1,000,000 travel accident insurance
  • New rewards program
  • EMV chip for added safety and security

The New Security Technology

We are excited to announce a new security technology we can now offer our members — the EMV chip card for Platinum and Business cards. These cards provide a decrease in fraud due to the higher security measures.

Bringing Global Security to the U.S.

They may be new in the United States, however other countries have already begun seeing a noticeable difference in fraud occurrence. Credit card fraud is on the rise in the United States. The NASDAQ reported that 31.8 million consumers had their cards breached in 2014. We strive to give our members peace of mind and we know it is what you have come to expect.

The EMV chip card is accepted globally and works the same as your current Platinum or Business card. The only exception is the embedded microchip located in the card. The card can be used at chip-enabled ATMs and other terminals for added security. Don't worry if you cannot find a chip-enabled ATM — our cards will work at most any ATM or terminal.

*APR = Annual Percentage Rate. Rates are subject to terms, conditions and credit qualifications. Rates are subject to change.

Important Information About Procedures For Opening A New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. The information that is being requested and observed is for compliance with the requirements of Section 326 of the USA PATRIOT Act related to implementing customer identification and verification requirements.

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases


APR for Balance Transfers


APR for Cash Advances


Penalty APR and When It Applies


How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $2.00

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at:


Annual Fee


Transaction Fees

  • Balance Transfer
  • Cash Advance
  • Foreign Transaction


Either $10.00 or 3% of the amount of each transfer, whichever is greater.

Either $10.00 or 3% of the amount of each cash advance, whichever is greater.

2% of each transaction in U.S. dollars.

Penalty Fees

  • Late Payment
  • Over-the-Credit Limit
  • Returned Payment


Up to $35.00


Up to $35.00