Free Kasasa Cash Checking* See Details

Balance Rate APY
$0 - $25,000 2.22% 2.25%
$25,000+ 0.39% 2.25% to 0.77%
All balances if qualifications not met 0.01% 0.01%

Qualifications

It's so easy to qualify — you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each Monthly Qualification Cycle: 

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Free Kasasa Saver* See Details

Balance Interest Rate APY
0 - $50,000 0.99% 1.00%
$50,000+ 0.39% 1.00% to 0.60%
Qualifications not met 0.01% 0.01%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Auto Loans See Details

YearAPR* as low as
2017 1.99%
2016 - 2010 1.99%
2009 & Older 5.25%

APR = Annual Percentage Rate. Rates based on creditworthiness

Motorcycle Loans See Details

YearAPR* as low as
2017 - 2016 2.34%
2015 - 2010 2.84%
2009 & Older 7.24%

*APR = Annual Percentage Rate. Rates based on creditworthiness

Recreational Loans See Details

YearAPR* as low as
2017 - 2016 3.09%
2015 - 2010 4.09%

*APR = Annual Percentage Rate. Rates based on creditworthiness

Boat Loans See Details

YearAPR* as low as
2017 - 2009 2.34%
2008 & older 5.34%

*APR = Annual Percentage Rate. Rates based on creditworthiness

Personal Loans See Details

Unsecured Fixed Loans36 Months48 Months60 Months
Personal & Debt Consolidation 6.99%1 7.99%1 8.99%1

1 Annual Percentage Rate (APR)

Home Equity Loans See Details

Term First Lien Second Lien
5 Years 5.00%1 7.00%1
10 Years 5.40%1 7.40%1
15 Years 5.12%1 7.12%1

1Annual Percentage Rate (APR)

Money Market See Details

BalanceDividend RateAPY*Term
$2,500 - $9,999 0.20 0.21 n/a
$10,000 - $24,999 0.25 0.26 n/a
$25,000 - $49,999 0.30 0.31 n/a
$50,000 - $199,999 0.40 0.41 n/a

*APY = Annual Percentage Yield

Share Certificates See Details

CertificatesMinimum BalanceDividend RateAPY*
3 Month Term Share Certificates $1000 0.15% 0.16%
6 Month Term Share Certificates $1000 0.25% 0.26%
12 Month Term Share Certificates $1000 0.49% 0.50%
18 Month Term Share Certificates $1000 0.55% 0.56%
24 Month Term Share Certificates $1000 0.64% 0.65%
30 Month Term Share Certificates $1000 0.74% 0.75%
36 Month Term Share Certificates $1000 0.84% 0.85%
39 Month Term Share Certificates $1000 0.86% 0.87%
48 Month Term Share Certificates $1000 1.24% 1.25%
60 Month Term Share Certificates $1000 1.44% 1.45%

*APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal.

IRA Term Share Certificates See Details

Term Share CertificatesMinimum BalanceDividend RateAPY*
3 Month Term Share Certificates $1000 0.14% 0.15%
6 Month Term Share Certificates $1000 0.24% 0.25%
12 Month Term Share Certificates $1000 0.49% 0.50%
18 Month Term Share Certificates $1000 0.55% 0.56%
24 Month Term Share Certificates $1000 0.64% 0.65%
30 Month Term Share Certificates $1000 0.74% 0.75%
36 Month Term Share Certificates $1000 0.84% 0.85%
39 Month Term Share Certificates $1000 0.86% 0.87%
48 Month Term Share Certificates $1000 1.24% 1.25%
60 Month Term Share Certificates $1000 1.74% 1.75%

*APY = Annual Percentage Yield

IRA Shares

TypeMinimum BalanceDividend RateAPY*
Roth $100 0.30% 0.31%
Coverdell $100 0.30% 0.31%
Traditional $100 0.30% 0.31%

*APY = Annual Percentage Yield