Free Kasasa Giving Checking

Pay it forward without even thinking about it. More than free checking, Kasasa Giving® lets you give to Leader Dogs for the Blind with each qualifying debit card purchase.* On top of that, Kasasa Giving returns the favor with a really high 2.25% APY* — that’s real cash in your pocket for everyday banking activities. There's no minimum balance required to earn dividends and no monthly service fees to pay. And since Kasasa® is all about giving, we'll also refund your ATM fees withdrawal fees, nationwide.*

  • Free checking that lets you give back
  • Chief Financial Credit Union will donate 5¢ for every debit card purchase over $5*
  • Donations made to Leader Dogs for the Blind
  • Earn 2.25% APY* on balances up to $25,000
  • Earn 2.25% to 0.77% APY on balances over $25,000 depending on balance in account*
  • Earn 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $4.99 per transaction)*
  • Exclusive Leader Dog debit card designs
  • No minimum balance to earn rewards
  • Never pay a monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking with mobile deposit
  • Free MasterCard® debit card
  • Unlimited check writing
  • No minimum deposit to open

It’s easy to earn your rewards!

It's so easy to qualify — you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Giving account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Qualification Calendar

Download the 2018 Qualification Calendar to see when you'll receive your rewards and ATM fee refunds!

Will this account be added to an existing Chief Financial Credit Union account?

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Rewards Information: When Kasasa Giving qualifications are met during a Monthly Qualification Cycle balances up to $25,000.01 receive a non-compounding APY* of 2.25%; and balances over $25,000.01 earn .39% interest rate on the portion of balance over $25,000.00, resulting in a non-compounding range from 2.25% to .77% APY* depending on the account’s balance. In addition, you will receive unlimited reimbursements for nationwide ATM fees up to $4.99 per single transaction incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Also, $0.05 of each [PIN-based / signature-based] debit card purchase greater than $5.00 that posts and settles to your account during the Monthly Qualification Cycle, to a maximum of $10.00 will be provided to Leader Dogs for the Blind. Charitable donation funds will be credited to your account on the last day of the current statement cycle and will be transferred to Leader Dogs for the Blind automatically the following the day. This charity is responsible for providing you with donation receipts. Please consult your tax professional to determine if your Kasasa Giving contributions qualify as a tax deduction. When Kasasa Giving qualifications are not met, all balances in your Kasasa Giving account earn a non-compounding APY of .01% and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Giving account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 05/01/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statements and 12 qualifying debit card post and settled transactions are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. This account is not to be used for commercial purposes. There are no recurring monthly service charges or fees to open or close this account. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Giving are trademarks of Kasasa, Ltd., registered in the U.S.A.