FEE SCHEDULE
Effective September 1, 2012
| FEES ARE SUBJECT TO CHANGE | |
| Monthly Low Balance Fee | $1.00 |
| Drawing Account Below Minimum Share | $5.00 |
| SCC Withdrawal or Transfer | $1.00 |
| ATM/Debit Hotcard | $7.00 |
| ATM/Debit Replacement or PIN reorder | $5.00 |
| Non CoOP ATM Withdrawl or Transfer | $2.50 |
| ATM/Debit Inquiries | $1.00 |
| NSF (ATM/Check/ACH) | $30.00 |
| Access Overdraft Advance | $30.00 |
| Stop Payment (Check/ACH) | $30.00 |
| Copy of Check | $5.00 |
| Overdraft From Shares to Cover ACH/Check | $3.00 |
| Returned Mail - Each Item | $7.00 |
| Return Items for any reason (NSF, Stop Payment) | $30.00 |
| Certified Check | $5.00 |
| Account History per Page | $3.00 |
| Non-Member Check Cashing Fee | $10.00 |
| On-Us/Cashiers Check for Non-Member | $5.00 |
| Account Reconcilement (Per Hour) | $25.00 |
| Cashiers Check | $3.00 |
| Money Order | $1.00 |
| Check Cashing Fee - Less than $200 in account | $5.00 |
| Travelers Checks | 1% of purchase price |
| Statement Copy | $5.00 |
| Wire Transfer | $20.00 |
| Levy or Garnishment | $50.00 |
| Fax Service - Per page | $2.50 |
| New account within 6 months of closing | $10.00 |
| Dormant Account Fee (12 months or longer) | $5.00 Per month |
| Incoming Coin | 5% |
| Excessive Withdrawl from Savings Accounts | $5.00 Per transaction (over 6) |
| Refinance of Chief Financial Loan | $50.00 |